More Lower City Fires Caused by Smoking?

The Hamilton police have released this about the fire on February 20th at 249 Cannon Street East:


Hamilton Police are investigating the death of a male person during a fire that occurred at 249 Cannon Street East in the early morning hours of February 20th, 2013.
On Wednesday, February 20th, 2013, at approximately 4:00 a.m. a 911 call was received for a fire at 249 Cannon Street East.  A 24- year-old male tenant suffered serious injuries and was taken to hospital where he later died from his injuries.  All other residents were able to safely flee the residence.
At this time investigators are working with the Ontario Fire Marshall’s Office to determine the cause of the fire.  A post mortem is planned for the deceased male to determine the cause of death.  Next of kin have been notified however, the male’s name will not be released. 
Investigators are interested in speaking to anyone who may have been in the area of 249 Cannon Street East at the time of the fire.  Anyone with any information is asked to contact Detective Randy Kovacsik of the Homicide Unit at 905-546-3836 or Crime Stoppers at 1-800-222-8477
UPDATE………..February 25th, 2013
As a result of the investigation and cooperation between the Hamilton Police Service Homicide Unit, Arson Unit, Ontario Fire Marshall and the Ontario Coroners Office it has been concluded that the 24-year-old victim died as a direct result of smoke inhalation and injuries directly related to the fire.
Suspicious injuries that were originally noted and reported to the victim’s body were determined to have been sustained during rescue measures and did not contribute to his death. 
The Fire Marshall has determined that the fire originated inside of the victim’s bedroom and no foul play is suspected.  The investigation has now been turned over to The Ontario Fire Marshall who will continue to investigate to determine the cause of the fire.  All future questions from the media should be directed to the Ontario Fire Marshall's office.

So not the first murder of 2013. I've made the point before that there seem to be a lot of fires in the lower city compared to the rest of the city and that a lot of them seem to be caused by smoking. Given that the fire started in the subject's bedroom around 4 am, I'm speculating that smoking is a good guess for the cause. A increased payoff for public health smoking cessation programs besides the benefits of not smoking would seem to be less fires in the lower city and hopefully lower fire department costs.

I know that fire insurance depends on smoking, however given the admittedly anecdotal evidence from following fire causes in Hamilton over the past year, it would seem to me that fire insurance should be at least double for houses with smokers versus non-smokers. Who knows, maybe it is already.